SMS Journal of Entrepreneurship & Innovation

Factors Influencing Financial Access for Nepalese Women Entrepreneurs

2025-04-24T11:19:48+0530

This study explores the factors influencing access to financial resources for women entrepreneurs in
Kathmandu Valley, Nepal, highlighting the crucial role of financial education. Using a sample of 534
women entrepreneurs, the study employs descriptive and quantitative methods to examine the impact of
entrepreneurial characteristics, firm characteristics, financial attributes, and policy frameworks on financial
accessibility. The findings indicate that financial attributes and policy frameworks significantly influence
access to finance, while entrepreneurial and firm characteristics have a lesser influence. This suggests that
enhancing financial education and creating supportive policies improves financial access for women
entrepreneurs. The results align with global research, suggesting the need for targeted interventions to
empower women in entrepreneurship. This research contributes to understanding the challenges women
entrepreneurs face in accessing finance, emphasizing the importance of financial education and policy
support. It provides valuable insights for policymakers, educators, and financial institutions to foster an
inclusive entrepreneurial environment, supporting economic growth and gender equality in Nepal.

The Power of the People's Voice: Challenges and Opportunities of Community Radio in Bangladesh

2025-04-24T11:19:48+0530

Community radio, a powerful tool for social change, has emerged as a vital platform for marginalized
communities. This study explores the role of community radio in Bangladesh, focusing on its impact on
rural development, especially during the COVID-19 pandemic. Through a mixed-methods approach,
including surveys, interviews, and content analysis, the study examines the content, reach, and impact of
community radio programs. The findings highlight the significant role of community radio in disseminating
information, promoting education, empowering women, and fostering social cohesion. By addressing the
information gap, community radio has empowered rural communities, particularly during crises like the
COVID-19 pandemic. The study concludes by emphasizing the potential of community radio to drive
sustainable development and social change in Bangladesh.

Analyzing the Impact of Non-Revenue Generating Investments on Entrepreneurial Growth in Tamil Nadu

2025-04-24T11:19:48+0530

Entrepreneurs, particularly small and medium-sized enterprises, often face significant financial challenges
due to various non-revenue generating investments (dormant investments). These dormant expenses,
ranging from compliance fees and building charges to digital presence, create a substantial financial strain
on the operations of the entrepreneurs. This study is descriptive in nature, analysing the various non-revenue
generating investments that entrepreneurs face in their day-to-day operations, which leads to a financial
burden. A structured questionnaire was developed to identify various non-revenue generating investments
and the financial strains they caused, and responses from 1079 entrepreneurs across micro, small and
medium enterprises in different districts of Tamil Nadu were collected. The responses received from the
entrepreneurs depicted that non-revenue generating investments weigh heavily on business operations. The
study aims to provide strategic policy modifications to help entrepreneurs tackle these non-revenue
generating investments and focus on their growth. Entrepreneurs are inclined to adopt strategies that lower
needless expenses and streamline their business processes, allowing them to allocate resources towards
innovation and growth.

Organisational Culture and Leadership- a Key to Competitive Advantage

2025-04-24T11:19:48+0530

As social media has become an integral part of everyone’s life, so the content of users’ messages also reflects
the dominant culture related to a particular issue or problem. The objective of the present paper is to
understand the expressions of people as to how a culture is developed in an organisation and the role of a
leader in culture building. The present study is based on qualitative research that focuses on the collection of
tweets referring to culture# leadership# subsequently evaluated using N-Vivo software. We studied views of
people on 5265 tweets posted on culture and leadership. The study theorised that the data generated through
Twitter are useful in understanding the perceptions, ideas, and emotions of the people as they share their
real-life experiences, professional life, and ways to resolve the problem. The findings are useful for
management to understand the role of a leader not only in controlling and commanding the employees but
also in creating an encouraging, empowering and enabling work culture to attain competitive advantage
through its people. The insights are helpful for employees to understand the real meaning of espousing
culture building and for leaders to develop an environment that is flexible and helpful in problem-solving.
Cultural understanding is essential for leaders as they are the ones who create and sustain a viable culture for
the organisation. The nexus can change the mindset of employers and employees to form a congenial work
culture with good governance and leadership styles in the organisations. The paper is among the few studies
that examined how a good culture in an organisation is developed and what qualities should be possessed by
a leader through twitter qualitative analysis. The bond between culture and leadership is elaborated as an
intertwining through the opinions depicted at a social media platform.

Entrepreneurship among Tribal Communities in South Gujarat Region: A Reflexive Thematic Analysis of Socio-Economic Change

2025-04-24T11:19:48+0530

Historically grounded in agriculture, tribal communities are now shifting into small entrepreneurial
ventures. The South Gujarat’s rural economies have also shown tremendous potential of transformation.
The main driver behind this socioeconomic change is tribal entrepreneurship. Despite many challenges,
these enterprises are thriving to survive. The current study attempts to do reflective thematic analysis by
using an inductive approach of in-depth examination of lived experiences of 14 tribal entrepreneurs in three
districts of South Gujarat. The data analysis was conducted using Nvivo software, which facilitates in-depth
examination of qualitative data and Microsoft Excel. The findings of the paper indicates that the sharp shift
towards micro, small and medium manufacturing and service enterprise has positively impacted the lives of
entrepreneurs and their family. There is immense economic and social upliftment can be seen in rural
economy due to this enterprise. Further, low education level and absence of systematic knowledge of
business administration constraints towards to holistic development and scalability of these enterprise, a
handholding support to existing entrepreneurs should be incorporated by the Government agencies with
various Non-profit organization instead of creating new entrepreneurs. Because survival and long-lasting
impact is important than having number of enterprises. As tribal entrepreneurship evolves, it is expected that
it can play a crucial role in driving sustainable economic growth and livelihood opportunities of rural
populations. This transformation highlights the likelihood of becoming a key contributor to reduce the
economic disparities withing the south Gujarat region and can empower the tribal community.

The Function of Public Policies in Promoting Innovation and Entrepreneurship in India

2025-04-24T11:19:48+0530

The goal of the current study is to determine how the government can promote entrepreneurship and
innovation in emerging nations like India. Entrepreneurship and innovation are necessary for long-term
success. The Indian government has made all the required preparations to promote entrepreneurship and
innovation in the nation. India has a lot of promise, but with a growing population comes the challenge of
unemployment. Without a doubt, India will become a global economic force by 2047 thanks to its growing
GDP and exports, but it will first need to overcome several obstacles. The purpose of the current study is to
identify these obstacles and offer solutions in order to alleviate them.
Using secondary data analysis as the approach, those issues are studied, and following analysis,
generalizations are made. India has intellectual, financial, and marketing impediments to innovation,
according to the study's results. In addition, India files much fewer patents than other wealthy nations. Given
India's enormous potential and the numerous government-led efforts promoting innovation and incentives
for entrepreneurs, these obstacles must be removed. The study's practical implications include that in order
for India to advance its level of innovation and entrepreneurship; future academics need identify the
obstacles and provide solutions. All government policies are not all-inclusive; putting a heavy emphasis on
innovation and entrepreneurship they are implemented.

Analyzing the Entrepreneurial Attitude Orientation of the Students at Higher Education Institutions: Evidence from Uttar Pradesh (India)

2025-04-24T11:19:48+0530

Keeping in mind the significance of entrepreneurship and government motivation towards
entrepreneurship, researcher in the current study aimed to examine the influence of demographic
characteristics on the Entrepreneurial Attitude Orientation (EAO) of the students of higher education
institutions; and to identify the entrepreneurial traits that may motivate them to pursue entrepreneurship as
their career. To measure the EAO, researcher used Robinson et al. (1991) scale and demographic variables,
such as gender, family background, subjects, degree, objectives of the degree, and experience, were taken in
this study. Moreover, non-probability sampling was applied in the collection of data. The results suggested
that entrepreneurial inclined students have a higher need for achievement motives, innovativeness, personal
control, and self-esteem. In addition, among the demographic variables, students’ objective of the degree
(education) influenced their overall EAO. This study will may have some practical implications for the
academicians and the Government to build and develop the entrepreneurial attitude among students.

A Comparative Analysis of Labour Productivity in Public, Private, and Foreign Banks in India: An Empirical Study

2025-04-24T11:19:48+0530

This study investigates the labour productivity across banking groups in India, focusing on public sector
banks, private sector banks, and foreign banks. Using secondary data sourced from the Reserve Bank of
India (RBI), the study analyzes various key indicators of productivity, such as deposits per employee,
advances per employee, investment per employee, business per employee, income per employee,
expenditure per employee, and the overall employee productivity index. The findings indicate that foreign
banks have the highest productivity levels, while public sector banks lag in several metrics. The analysis
also suggests that differences in organizational structure, objectives, and scale of operations significantly
impact the performance of each banking group. The paper highlights trends over time, offering a
comprehensive view of how labour productivity has evolved across these groups and provides insights into
the implications of human resource utilization in the banking sector.

Absenteeism of Employees in Forward Shoes (India) Pvt. Ltd., Cochin, Kerala: A Case Study

2025-04-24T11:19:48+0530

Absenteeism is a significant challenge impacting the productivity and operational efficiency of labourintensive
industries worldwide. It reflects employees' disengagement and dissatisfaction, resulting in
decreased performance and increased costs for organizations. This study investigates the phenomenon of
absenteeism by analysing existing literature on its causes and effects, focusing specifically on the
manufacturing sector. Various factors contribute to absenteeism, including poor working conditions, long
hours, inadequate job satisfaction, health-related issues, and insufficient employee welfare programs.
Absenteeism is influenced by individual, organizational, and environmental factors. Key contributors such
as stress, low job satisfaction, and poor work-life balance lead to increased absenteeism, which directly
affects company productivity and morale. Long working hours, lack of incentives and inadequate welfare
measures significantly contribute to high absenteeism rates in all types industries. Unfavourable workplace
conditions and limited rewards often result in disengaged employees, further exacerbating absenteeism.
Poor working environments and excessive workloads are critical factors in raising absenteeism rates.
Studies revealed that implementing wellness programs and enhancing employee engagement can
effectively reduce absenteeism levels. The integration of health and wellness initiatives, along with
fostering a positive and supportive work culture, has shown substantial improvements in employee
attendance. This concludes that addressing absenteeism necessitates a comprehensive approach, including
enhancements in workplace conditions, better work-life balance, and a strong focus on employee health and
engagement. Such strategies can lead to a more motivated workforce, improved productivity, and reduced
operational disruptions. So there is a pressing need for managers to focus more effectively on addressing
absenteeism issues and to develop more comprehensive leave policies.

Socio-Economic Conditions of Textile Workers in Ludhiana: A Comprehensive Study of Labour Market Dynamics

2025-04-24T11:19:47+0530

This study examines the socio-economic conditions of textile workers in Ludhiana, one of India’s largest
textile hubs. Based on a survey of 520 respondents from a workforce of 2,604 across 17 textile units, the
research explores critical aspects of employment, wages, working conditions, and socio-economic
disparities. The study distinguishes between the organized and unorganized sectors, revealing substantial
wage gaps, inadequate housing, and limited access to education. Furthermore, the research highlights the
prevalence of gender-based wage differences, with women workers facing higher job insecurity and lower
pay. The paper also investigates the socio-cultural dynamics of caste, with workers from marginalized
communities often occupying lower-skilled and lower-paid positions. A notable finding is the heavy
reliance on migratory labour, which exacerbates living and working conditions, as well as limiting upward
social mobility. The study emphasizes that addressing educational barriers, improving wage structures, and
enhancing living conditions can significantly improve workers' quality of life. By bridging these gaps, the
research suggests that policy interventions could not only benefit workers but also enhance the economic
growth potential of Ludhiana's textile sector. This study provides new insights into the complex labour
market dynamics within the textile industry, contributing to the understanding of labour market inequalities
in India.