@article{Vikas Batra_2020, title={SELF HELP GROUP MOVEMENT IN RURAL HARYANA: AN ANALYSIS OF TRENDS, PATTERNS AND SCHEMES}, volume={8}, url={https://journals.smsvaranasi.com/index.php/managementinsight/article/view/502}, abstractNote={<p>The paper describes the Self Help Groups experiences of the state of Haryana. In the state, both the government and<br>NGOs have been promoting SHGs under different programmes and projects by various departments and agencies. Women<br>and Child Development Department has promoted SHGs under the Programme for Advancement of Gender Equity and<br>Swayamsiddha. Women’s Awareness &amp; Management Academy has promoted Swa-shakti project. Forest Department<br>has been promoting SHGs under the Haryana Community Forest Project and Integrated Natural Resource Management<br>and Poverty Reduction. Banks are promoting SHGs under the SHGs-Bank linkage Programme of NABARD; DRDA is<br>promoting SHGs under Swarnjayati Gram Swarajgar Yojana ((Now National Rural Livelihoods Mission, NRLM).<br>Mewat Development Agency is promoting SHGs under IFAD programme in Mewat district. The most wide-spread<br>model of micro-finance in Haryana is Swaranjayanti Gram Swarozgar Yojana and NABARD-SHG Linkage. Major<br>problem issues in the state are less effective implementation by various government agencies due to being overburdened<br>with other responsibilities and inadequate manpower, element of subsidy is main attraction, main focus on quantity than<br>quality, highjack the movement by SGSY, less diversify income generation activities,etc. To streamline the system, the<br>paper suggests to phase out subsidies, more emphasis should be on the qualitative aspects of the groups, micro-level<br>planning to identify key livelihood activities, experiment with new livelihoods with group approach and coordinated<br>efforts should be implemented by various agencies.</p&gt;}, number={2}, journal={Management Insight}, author={Vikas Batra}, year={2020}, month={Apr.}, pages={78-88} }